Auto Insurance in California

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Key Takeaways

  • California requires minimum 15/30/5 liability coverage
  • Average premium in California: $150
  • 12% of drivers are uninsured - consider UM coverage
  • Top insurer by market share: State Farm
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$150

Avg. Premium

15/30/5

Min. Coverage

12%

Uninsured Rate

State Farm

Top Insurer

Understanding Auto Insurance in California

Finding affordable auto insurance in California requires understanding local requirements and comparing rates from multiple providers. Our comprehensive guide helps you navigate the insurance landscape and find the best coverage for your needs.

California Minimum Requirements

California requires all drivers to carry minimum liability insurance. This protects you financially if you cause an accident that injures others or damages their property.

Liability Coverage

Required

Covers damages you cause to others

Collision Coverage

Covers your vehicle in accidents

Comprehensive Coverage

Covers theft, weather, vandalism

Uninsured Motorist

Protects against uninsured drivers

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