PROTECT YOUR HOME

Compare Home Insurance Quotes

Find the best home insurance coverage at the right price. Compare quotes from top-rated insurers.

What Does Home Insurance Cover?

🏠

Covers the structure of your home against fire, wind, hail, and other perils.

📦

Protects your belongings like furniture, electronics, and clothing.

⚖️

Covers legal costs if someone is injured on your property.

🏨

Pays for temporary housing if your home is uninhabitable.

🏗️

Covers detached garages, sheds, and fences on your property.

🏥

Covers minor injuries to guests regardless of fault.

Company	Avg. Rate	Rating	Action
State Farm	$125/mo	4.7	Get Quote →
Allstate	$142/mo	4.5	Get Quote →
USAA	$98/mo	4.9	Get Quote →
Liberty Mutual	$156/mo	4.3	Get Quote →
Farmers	$138/mo	4.4	Get Quote →

The average cost of home insurance in the U.S. is about $1,500 per year, but rates vary significantly by state and coverage level.

$1,500

Average annual premium

$125

Average monthly cost

25%

Potential savings with bundling

How much home insurance do I need?

You should have enough dwelling coverage to rebuild your home completely. This is typically based on the cost per square foot to build in your area.

What's not covered by home insurance?

Standard policies typically don't cover floods, earthquakes, or normal wear and tear. You may need separate policies for these risks.

How can I lower my home insurance costs?

Bundle with auto insurance, increase your deductible, improve home security, and maintain a good credit score.

Do I need home insurance if I own my home outright?

While not legally required, home insurance protects your investment and provides liability coverage if someone is injured on your property.

Compare home insurance quotes and find the coverage you need.