2026 Rates Updated — Compare Before They Change

Compare Auto Insurance Rates Side-by-Side

See exactly what top insurers charge. Most drivers save $867/year by switching.

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120+ carriers compared 100% free, no obligation Avg. savings $867/yr Licensed agents available

Rates updated: March 2, 2026. Prices may change — compare now to lock in today's rate.

Top Auto Insurance Companies — Ranked

Based on rates, customer satisfaction, and coverage options

#1Most Popular

State Farm

Bundling & Local Agents

4.8

2.1M+ reviews

Average rateSave vs. national avg
$89/mo($1,068/yr)
Accident forgiveness
Drive Safe & Save telematics
Bundle auto + home save 25%
#2Lowest Rates

GEICO

Affordable Premiums

4.6

1.8M+ reviews

Average rateSave vs. national avg
$72/mo($864/yr)
Military & federal employee discounts
15% multi-policy discount
Mobile app claims filing
#3Best for High-Risk

Progressive

SR-22 & High-Risk Drivers

4.5

1.4M+ reviews

Average rateSave vs. national avg
$98/mo($1,176/yr)
Name Your Price tool
Snapshot telematics up to 30% off
Accepts all driver profiles
#4Best Claims

Allstate

Claims Satisfaction

4.4

980K+ reviews

Average rateSave vs. national avg
$107/mo($1,284/yr)
Claim satisfaction guarantee
Drivewise safe driving bonus
New car replacement
#5Top Rated

USAA

Military Families

4.9

1.5M+ reviews

Average rateSave vs. national avg
$76/mo($912/yr)
Lowest average rates
Dividend returns to members
Deployment storage discount
#6New Car Coverage

Liberty Mutual

New & Leased Vehicles

4.2

890K+ reviews

Average rateSave vs. national avg
$145/mo($1,740/yr)
Better car replacement
Gap insurance standard
Lifetime repair guarantee

Quick Comparison

CompanyMonthlyAnnualRatingBest For
State Farm$89$1,0684.8Bundling & Local Agents
GEICO$72$8644.6Affordable Premiums
Progressive$98$1,1764.5SR-22 & High-Risk Drivers
Allstate$107$1,2844.4Claims Satisfaction
USAA$76$9124.9Military Families
Liberty Mutual$145$1,7404.2New & Leased Vehicles

*Rates shown are national averages for full coverage (100/300/100 liability). Your actual rate depends on ZIP code, driving history, vehicle, and credit.

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