UPDATED DECEMBER 2024

Car Insurance Company Reviews

Honest, unbiased reviews of the top car insurance companies to help you make an informed decision.

State Farm

Best for: Those who prefer local agent support

4.7
Our Rating
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The largest auto insurer in the U.S., known for its extensive agent network and strong customer service.

✓ Pros

  • Largest agent network
  • Strong financial stability
  • Good bundle discounts
  • Drive Safe & Save program

✗ Cons

  • Rates vary significantly by location
  • Limited online tools compared to competitors

Ratings

J.D. Power835/1000
AM BestA++

GEICO

Best for: Online shoppers and budget-conscious drivers

4.6
Our Rating
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Known for competitive rates and a streamlined online experience. Great for tech-savvy drivers.

✓ Pros

  • Competitive rates
  • Excellent mobile app
  • Easy online quotes
  • Many discount options

✗ Cons

  • No local agents
  • Claims process can be slow

Ratings

J.D. Power827/1000
AM BestA++

Progressive

Best for: High-risk drivers and those who want usage-based insurance

4.5
Our Rating
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Innovative insurer known for accepting high-risk drivers and offering unique tools like Name Your Price.

✓ Pros

  • Accepts high-risk drivers
  • Snapshot usage-based program
  • Name Your Price tool
  • Good bundling options

✗ Cons

  • Higher average rates
  • Customer service inconsistent

Ratings

J.D. Power823/1000
AM BestA+

USAA

Best for: Military members and their families

4.9
Our Rating
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Consistently top-rated for customer satisfaction, but only available to military members and their families.

✓ Pros

  • Lowest rates in industry
  • Exceptional customer service
  • Strong claims handling
  • Military-specific benefits

✗ Cons

  • Limited to military families
  • No local agents

Ratings

J.D. Power882/1000
AM BestA++

Allstate

Best for: Safe drivers who want rewards

4.4
Our Rating
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Major insurer with strong rewards programs and accident forgiveness options.

✓ Pros

  • Drivewise rewards
  • Accident forgiveness
  • Deductible rewards
  • Large agent network

✗ Cons

  • Higher than average rates
  • Some discounts require app usage

Ratings

J.D. Power819/1000
AM BestA+

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