UPDATED DECEMBER 2026

Best Home Insurance Companies

Find the best home insurance companies based on coverage, customer satisfaction, and value.

🏆 BEST OVERALL
1

USAA

Best for: Military families

4.9
Rating
$98/mo
Avg. Rate
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2

Amica

Best for: Customer service

4.8
Rating
$115/mo
Avg. Rate
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3

State Farm

Best for: Agent support

4.7
Rating
$125/mo
Avg. Rate
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4

Allstate

Best for: Coverage options

4.5
Rating
$142/mo
Avg. Rate
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5

Liberty Mutual

Best for: Customization

4.3
Rating
$156/mo
Avg. Rate
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How We Ranked These Companies

💪

Financial Strength

Ability to pay claims

🎧

Customer Service

J.D. Power ratings

🛡️

Coverage Options

Variety of policies

💰

Affordability

Competitive rates

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