Learn how to find affordable home insurance without sacrificing the coverage you need.
Combining home and auto policies with the same insurer is the easiest way to save.
Raising your deductible from $500 to $1,000 can significantly lower your premium.
Install smoke detectors, burglar alarms, and deadbolts for discounts.
In most states, a better credit score means lower insurance rates.
Avoid filing small claims to maintain a clean history and lower rates.
Updating electrical, plumbing, and roofing can reduce risk and premiums.
Rates change frequently. Compare quotes every year to ensure you have the best deal.
Many insurers offer discounts for retirees, non-smokers, and loyal customers.
The best way to find cheap home insurance is to compare quotes from multiple companies. Rates can vary by hundreds of dollars for the same coverage.