Protect your home and belongings with the right coverage. Compare rates and find affordable homeowners insurance.
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1-855-205-2412$150
Avg. Premium
$15,000
Avg. Claim
Moderate
Disaster Risk
State Farm
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Protecting your home in North Dakota requires understanding local risks and coverage options. From natural disasters to liability protection, our guide helps you find the right homeowners insurance at the best price.
While North Dakota doesn't legally require homeowners insurance, your mortgage lender almost certainly does. Even without a mortgage, insurance protects your largest investment from unexpected disasters.
Covers the physical structure of your home
Protects your belongings inside the home
Covers injuries or damage to others on your property
Pays for temporary housing if home is uninhabitable
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