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UPDATED DECEMBER 2026

Best Renters Insurance Companies

Find the best renters insurance based on coverage, price, and customer satisfaction.

🏆 BEST OVERALL
1

Lemonade

Best for: Tech-savvy renters

$12/mo
Avg. Rate
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✓ Pros

  • • Instant quotes
  • • Fast claims via app
  • • Affordable rates

✗ Cons

  • • Limited coverage options
2

USAA

Best for: Military families

$10/mo
Avg. Rate
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✓ Pros

  • • Lowest rates
  • • Excellent service
  • • Strong financials

✗ Cons

  • • Military only
3

State Farm

Best for: Agent support

$18/mo
Avg. Rate
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✓ Pros

  • • Large agent network
  • • Bundle discounts
  • • Reliable claims

✗ Cons

  • • Higher rates
4

Allstate

Best for: Coverage options

$20/mo
Avg. Rate
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✓ Pros

  • • Identity protection
  • • Many discounts
  • • Good app

✗ Cons

  • • Pricier than average
5

Progressive

Best for: Online shoppers

$15/mo
Avg. Rate
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✓ Pros

  • • Easy online quotes
  • • Bundle savings
  • • Name Your Price

✗ Cons

  • • No local agents

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