INSURANCE GUIDE
You have hundreds of options when shopping for insurance. Here's how to find the best fit.
Shopping for car insurance doesn't have to be overwhelming. With the right approach, you can find quality coverage at a price that fits your budget. This guide walks you through the process step by step.
Before you start comparing quotes, gather these documents:
Every state has minimum coverage requirements, but you may want more protection. Consider:
Covers damage you cause to others. Most states require this.
Covers damage to your car in an accident.
Covers theft, vandalism, and natural disasters.
Protects you from uninsured drivers.
Getting quotes from at least 3-5 companies is crucial. Rates can vary by hundreds of dollars for the same coverage. Use a comparison site like InsuranceBuddies to save time.
Make sure you're comparing the same coverage levels across all quotes. A lower price might mean less coverage.
Most insurers offer various discounts. Make sure to ask about: